United States→ Philippines
Send money from United States to Philippines
Compare transfer fees, exchange rates, delivery speeds and payout options across international money transfer providers.
United States
USD
Philippines
PHP
Rates, fees and provider availability depend on the complete transfer corridor.
Exchange rate
USD to PHP
Compare the reference exchange rate with the provider rate before choosing a transfer.
Total cost
Fees are only part of the price
A low advertised fee does not necessarily mean the recipient gets more. The exchange rate matters too.
Transparency
Verify the final provider offer
Rates and fees change. Always confirm the final recipient amount and terms directly with the provider before sending money.
Sending money internationally
How to compare money transfers from United States to Philippines
The cheapest transfer is not always the one with the lowest advertised fee. Exchange rates, payment methods, payout methods and provider pricing can all affect how much money actually reaches your recipient.
Recipient value
Compare what actually arrives
Start with the final amount the recipient receives in PHP, rather than looking at the transfer fee alone.
Exchange rate
USD to PHP
Compare the provider rate with an independent reference rate to understand how currency conversion affects the transfer.
Payout
Choose the right delivery method
Availability can vary between bank account, mobile money, mobile wallet and cash pickup depending on the provider and corridor.
What affects the cost of sending money to Philippines?
Transfer fees and exchange-rate margins
A provider may charge a visible transfer fee, use a different exchange rate, or combine both. This is why ZendoRemit focuses on the recipient amount as an important comparison metric.
Payment and payout methods
Paying by bank transfer may be priced differently from paying by debit or credit card. The available ways to receive money in Philippines can also differ between providers.
Transfer speed
Some transfers can arrive within minutes while others may take one or more business days. Faster delivery can sometimes come with different pricing or payment options.
Promotions and new-customer rates
Introductory offers can differ from standard pricing. ZendoRemit aims to distinguish promotional pricing from regular provider pricing as our provider coverage expands.
Explore this transfer route
Send money from United States
Explore destinations available from United States.
Explore →
Send money to Philippines
Explore sending countries and transfer routes to Philippines.
Explore →
Explore exchange rates
Check reference FX rates and currency converters.
Explore →
Explore money transfer providers
Learn about providers, transfer methods and available integrations.
Explore →
Related money transfer routes
Explore other international transfer corridors connected to United States or Philippines.
Before you send money
How much will the recipient get in Philippines?
The final amount depends on the provider exchange rate, fees, payment method and payout method. Compare the recipient amount shown for each available quote before choosing a provider.
What is the USD to PHP exchange rate?
ZendoRemit uses an independent reference FX rate for context. A money transfer provider may use a different rate when calculating the actual recipient amount.
Can money be sent to a bank account, mobile money or cash pickup?
Payout options depend on the destination and provider. Where available, ZendoRemit will distinguish bank deposits, mobile money, mobile wallets and cash pickup so comparable transfer options can be evaluated together.